OnWase Capital is a private credit company specializing in short-term, business-purpose real estate lending across California and other major U.S. markets. We acquire whole notes and fractional interests in loans originated by established partners.

We work with qualified originators, lenders, and brokers to deliver efficient and dependable financing solutions across a broad range of real estate transactions.

Active Buyer

We deploy capital decisively and consistently.

Clear Criteria

Straightforward parameters on amount, LTV, lien position, term, and rate.

Fast Response

Commitments typically issued within 24 hours.

Partner Integrity

We operate solely through approved partners, not directly with borrowers.